Jackie & Cameron Van Der Reit

Hi Jo,
Thank you so much for making our home ownership dream happen today.
It wouldn’t have happened without your help!
From two very, very happy people,
– Jackie and Cameron


Jenny & Dave LEE

Hi Jo

We would like to thank you for all your wonderful work in securing our home loan in such a short space of time.  We count ourselves extremely “lucky”  to have been put in touch with you two years ago when embarking on investment property information and refinancing.  You made everything happen so effortlessly and financially we have benefitted from your knowledge and expertise.
However when our circumstances changed a couple of months ago your were there again willing and able to help in such a professional manner making the transition from one mortgage to another an extremely effortless procedure for us. We could not believe that you were able to secure and set up our loan within 7 days!
We thank you from the bottom of our hearts because without your friendliness and expert knowledge we certainly would not have been able to cope with the ups and downs of our latest move.
Jo as a tribute to you we are so pleased to be associated with you and your business and will always seek your advice on any mortgage matters in the future.
With our fondest regards
– Jenny & Dave Lee


Thankyou Jo

Two and a half years ago when faced with the prospect of our first mortgage, we knew we needed help. Enter Jo Choat. Jo made the process simple. Having no previous mortgage, two average incomes and no deposit, Jo managed to find a way to make it work. In the process Jo recommended we get generous life insurance policies, to not only cover the mortgage but to make sure there was enough to live comfortably, should anything happen.
Two years later I was diagnosed with a terminal illness. Immediately upon finding out I rang Jo to see if my policy had a terminal clause. Thankfully it did. I was in no state to deal with an insurance company, so Jo insisted she would handle everything for me. After a lot of paperwork and phones calls by Jo on my behalf, the insurance company paid out!
Since then, I have purchased another home and will be keeping our first home as an investment property. Jo Choat will be handling both mortgages and any future property investment. 
I highly recommend Jo Choat Mortgages & Insurance for a hassle free home buying experience and to look after you should you ever need to make a claim on your insurances!
Thanks Jo

– Matt


Margi Luzanycia

We would like to commend Jo for the sevice she provided to us late 2007 and again this year in 2010 as regards our mortgage. IThe first deal was complex involving transferring forgein exchange and meeting tight deadlines to make the completion date on the property we were purchasing. Also, being new to New Zealand meant we needed someone we could trust to find us the most suitable product at the most competive price. Jo gave us good advice, set up the deal and met all the deadlines to ensure we bought our home. This year the deal again was complex involving multiple properties. Jo gave us invaluable assistance through this process.


Rob Doig & Chris Best

I confirm that we have dealt with Jo Choat Mortgages, during which time Jo has provided us with excellent support in the ares of mortgage consultation and package optimisation, loan compilation and submission. Jo’s work has been a major factor in the success of us obtaining a suitable mortgage package.

My Husband and I recently purchase a new property and as such needed a mortgage. At a time when we needed specialist advice Jo was introduced to usfor the purpose of explaining mortgage broking and providing us with a range of options to enable us to achieve our goals of upgrading to another home whilst keeping our existing property as a rental. We can not rave enough about the experience that we had with Jo and her PA. From the first meeting we were so impressed with Jo’s knowledge of the market and advice on how to structure our loan that we decided immediately to use her services.Jo and her PA took care of our needs and concerns in all respects. No detail was too small, or too large, too difficult, or too trivial for her. We found Jo and her PA to be:Knowledgeable and professionalExtremely flexible regarding meeting timesVery quick and professional and always met any time frames that had been setImmediate in responding to all our questions via phone and email.Jo was always ready to help either to revisit the initial concept plan or to take the banks and or accountant to task and correct and co-ordinate the necessary stages of our loan application through to approval and implementation. Using Jo Choat Mortgages made the loan set up side of moving house stress free, we felt that we were really getting the best deal for us without the leg work and it was fantastic to have one point of contact. It is our pleasure to recommend Jo Choat Mortgages as a solid reliable supplier and expert in their field. If you use Jo Choat Mortgages you will be in safe hands. Yours Faithfully Chris Best & Rob Doig


Nicola J Gillard

Dear Jo

I would like to thank you for your recent help in arranging the mortgage on my current house and refinancing of my rental properties finance.

I was very impressed with the high level of service, professionalism and support that you gave me, and your knowledge and guidance was most appreciated.

I would have no hestitaion in recommending Jo Choat to anyone needing a mortgage or advice.

Thanks for your extraordinary efforts.

Kind Regards

Nicola J Gillard


Nicky Stuart

Thanks for helping our mutual clients. Your efficiency, reliability and knowledge in your field of expertise is second to none. You get the job done and you get it done fast and importantly you always keep me up to date on the progress. I recommend you to my clients knowing that they have the best chance possible of obtaining the finance they need. I always get positive comments back regarding your service. Thanks heaps.


Mark & Cath Westercamp

Thank you very much for helping with our mortgage. You have done a great job.


J & C Ferguson

Jo, thank you very much for your help and assistance in getting us the mortgage we wanted.


Paul, Eileen & Riley Salter

Thanks for going into bat for us for our first home mortgage. You have achieved a great result for us, we couldn’t have done it without you. Much appreciated.


Merle Turner

I would like to thank you for the competent and professional manner in which you and your assistant Shelley operate. Thank you for your advice and assistance over the last six years, during which time you have facilitated a number of transactions, all in a highly efficient and timely manner.

I would also particularly like to thank you for your help in recent months where you were working against the clock and a forthcoming holiday break, and yet still managed to conclude a transaction with days to spare!

Above all Jo, your friendly, sincere and respectful approach and helpful, considered advice ensures that I have been, and will continue to be recommending your services.


T. Fruean & B. Taua

I just wanted to say thank you for your help and your kindness. If I have any family members or friends that need help with finance, I will definitely forward your details to them.


Sylvia Kennedy

Jo, Thank you for doing my mortgage, and for all the hard work you did and the kindness you showed me.


Ron and Jackie Smith

Thank you for your help and advice, we really appreciate it.


Daniel & Janine Nell

Thank you, thank you, thank you for helping us into our dream home! Your personal and professional conduct speaks volumes and we appreciate your assistance immeasurably.